Wisconsin Motorcycle Insurance
The value of good motorcycle insurance often doesn't
become apparent until you really need it. Whether it's a
minor fender bender or a more substantial accident, it
pays to have insurance coverage you can count on.
Let our experienced Wisconsin Motorcycle Insurance
policy specialist explain the different Liability limits,
Comprehensive, Collision, Uninsured Motorist,
Personal Injury Protection, Medical coverages, and
deductibles that are available for you to choose from.
We offer affordable motorcycle insurance policies
from a leader in the insurance industry. This means
more stable premiums and none of those 20%
increases after the first year.
Learn more about Wisconsin Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a quote request form for
a Motorcycle Insurance policy that will provide excellent
motorcycle insurance coverage at an affordable cost. Or
you can speak with our Wisconsin Motorcycle Insurance
agent specialist at (920) 982-3048 to discuss the
features.
We are a local Waupaca and Outagamie County insurance agency, offering affordable
motorcycle insurance policy premiums to residents of the following cities and counties:
New London, Appleton, Waupaca, Northport, Weyauwega, Shiocton, Manawa, Bear Creek,
Hortonville, Fremont, Medina, Mackville, Greenville, Larsen, Winchester, Zittau, Neenah,
Menasha, Kimberly, Holland, Kaukauna, Wrightstown, Little Chute, Freedom, Black Creek,
Oneida, Howard, Allouez, Ashwaubenon, De Pere, Bellevue, Anston, Flintville, Pulaski,
Suamico, Sobieski, Angelica, Zachow, Sampson, Shawano, Bonduel, Krakow, Seymour,
Nichols, Navarino, Belle Plaine, Embarrass, Pella, Caroline, Leopolis, Marion, Clintonville,
Split Rock, Thornton, Tigerton, Big Falls, Symco, Royalton, Ogdensburg, King,
Scandinavia, Iola, Amherst, Tustin, West Bloomfield, Pine River, Berlin, Plover, Stevens
Point, Winnebago, Oshkosh, Winneconne, Borth, Omro, Sheboygan, Manitowoc, Fond du
Lac, Wausau, Shawano County, Brown County, Winnebago County, Calumet County, and
Waushara County, WI. We also offer motorcycle insurance services throughout the state of
Wisconsin, including the Green Bay, and Milwaukee areas.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Wisconsin is 25/50 and is explained in detail below.
However, we recommend that you choose liability insurance coverage amounts
that are much higher than the minimums listed below. Contact us at (920) 982-
3048 to discuss what liability coverage amounts you require to meet your family
and personal needs.

Wisconsin Liability Coverage limits explanation:
25/50/10 25=$25,000 - 50=$50,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle
insurance coverage. The minimum coverage amount in Wisconsin is $10,000.
Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims
against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, prosthetic, and funeral expenses. It will also cover you
or members of your family if you are hit by a car when you are walking or if you are
riding on another motorcycle. This coverage will pay for your medical and funeral
expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is not a required Motorcycle Insurance coverage in
Wisconsin.
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Covers damage caused to the owners motorcycle from a collision caused by
another vehicle or other object. The deductible is the amount you choose to
pay upfront (if any) before the motorcycle insurance policy pays. The higher
the deductible you choose, the lower the collision coverage cost within the
Wisconsin Motorcycle Insurance policy.
Wisconsin Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Wisconsin Motorcycle Insurance policy.
Wisconsin Motorcycle Insurance FAQ
Wisconsin Motorcycle Insurance FAQ
Benefits Provided:
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Wisconsin Motorcycle Insurance FAQ
Wisconsin does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in a motorcycle accident regardless
of who caused the accident.
Wisconsin Motorcycle Insurance FAQ
Example of uninsured motorist limits:
Wisconsin Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto or motorcycle liability insurance. This is a required
coverage for Motorcycle Insurance in Wisconsin. Contact us at (920) 982-3048 to
discuss what uninsured coverage amounts you require to meet your family and
personal needs.

This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages.

Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the
difference between the coverage limit you select and the other driver's property
damage coverage limit. This is not a required coverage in Wisconsin.
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an
accident caused by a driver who has insufficient auto or motorcycle insurance
coverage. The motorcycle insurance coverage typically pays the difference
between the coverage limit you select and the other driver's bodily injury coverage
limit. This is not a required motorcycle insurance coverage in Wisconsin.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Wisconsin Motorcycle Insurance FAQ
Click on the link below to fill out a quote request form for a Wisconsin Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an
affordable cost. Or you can speak with our Wisconsin Motorcycle Insurance
specialist at (920) 982-3048 to discuss the features.
Wisconsin Insurance Agency
Personal Insurance
Answer a few questions and
we will provide you with a
quote by email or phone.
Choose the Wisconsin
insurance coverage you're
interested in from the menu
above.
Radtke-Rhone
Insurance Agency, Inc.
Home - Auto - Health - Business
Motorcycle Insurance
Radtke-Rhone
Insurance Agency, Inc.
P.O. Box 210
315 River Place
New London, WI 54961
Waupaca County, Wisconsin
(920) 982-3048
Toll Free: (800) 371-3048
Fax: (920) 982-2584

Toll Free
(800) 371-3048
Life & Health Insurance
Radtke-Rhone Insurance Agency, Inc.
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