Wisconsin Disability Insurance Information
The most valuable resource that anyone possesses is
their ability to provide an income. If everything else that
you own or care about is insured and this ability is
removed there may be no way possible to pay the
premiums on other insurance or even to keep that
which is insured. Wisconsin Disability Income
Insurance will provide you with an income should you
become sick or disabled.
Even with benefits such as Wisconsin Workers
Compensation and Social Security, individual disability
insurance benefits are still important. A disability
financially can be worse than death, since living
expenses continue and may increase due to a need for
expensive specialized care. Many people also purchase
disability insurance to help ensure a continuous income
should they suffer disabilities that are not covered by
Social Security.
Individual disability insurance coverages pay a
percentage of your salary if you become temporarily
disabled, meaning that you are not able to work due to
sickness or injury (excluding on-the-job injuries, which
are covered by workers compensation insurance).
Disability Insurance Coverage Features - WI
Wisconsin disability insurance policies have a fixed
monthly benefit that does not increase with time,
although you can purchase extra coverage, or riders,
that offer higher payment schedules.
Disability types include:
Own Occupation - the inability to perform the duties of your specific
occupation or Any Occupation - the inability to perform the duties of
any job for which your education and training make you qualified.
You can choose the length of the waiting period on your Wisconsin
disability insurance policy. Waiting periods can range from one week
to two years and the longer you wait the less your disability insurance
policy will cost.

You also can choose the length of the benefit period, which is how
long you will receive monthly benefits once your disability insurance
policy starts paying.
Review the types of individual disability insurance we offer residents
of Wisconsin by clicking on a link below.
We are a local Waupaca and Outagamie County insurance agency, offering affordable
disability insurance policy premiums to residents of the following cities and counties: New
London, Appleton, Waupaca, Northport, Weyauwega, Shiocton, Manawa, Bear Creek,
Hortonville, Fremont, Medina, Mackville, Greenville, Larsen, Winchester, Zittau, Neenah,
Menasha, Kimberly, Holland, Kaukauna, Wrightstown, Little Chute, Freedom, Black
Creek, Oneida, Howard, Allouez, Ashwaubenon, De Pere, Bellevue, Anston, Flintville,
Pulaski, Suamico, Sobieski, Angelica, Zachow, Sampson, Shawano, Bonduel, Krakow,
Seymour, Nichols, Navarino, Belle Plaine, Embarrass, Pella, Caroline, Leopolis, Marion,
Clintonville, Split Rock, Thornton, Tigerton, Big Falls, Symco, Royalton, Ogdensburg,
King, Scandinavia, Iola, Amherst, Tustin, West Bloomfield, Pine River, Berlin, Plover,
Stevens Point, Winnebago, Oshkosh, Winneconne, Borth, Omro, Sheboygan,
Manitowoc, Fond du Lac, Wausau, Shawano County, Brown County, Winnebago County,
Calumet County, and Waushara County, WI. We also offer disability insurance services
throughout the state of Wisconsin, including the Green Bay, and Milwaukee areas.
Short term disability insurance is sometimes referred to as Accident and Sickness
insurance. It provides benefits for a limited period of time, typically 26 weeks or less.
Short term disability usually provides coverage for accidents or illnesses outside of
work when Wisconsin Workers Compensation insurance does not apply.
You would begin receiving money from your Wisconsin short term disability
insurance policy within 1 to14 days after becoming sick or disabled. The actual time
for coverage to begin depends on whether you suffer an illness or injury. If you suffer
an injury, your benefits will be paid immediately. If you suffer an illness, it will take
longer because there needs to be sufficient time to show that the illness is grave
enough to be disabling.
You choose the amount of income (up to 66% of your gross income) from $400 to
$2000 a month when you can't work due to an accident or illness.
Benefit periods of up to 2 years!
Short waiting periods 1 to 14 days!
Click on the link below to fill out a quote request form for a Wisconsin Short
Term Disability Insurance policy that will provide excellent insurance coverage
at an affordable cost. Or you can speak with our Wisconsin Disability Insurance
agent specialist at (920) 982-3048 to discuss the features.
Long term disability insurance provides benefits for a limited period of time, typically
2 or 5 years and is also usually guaranteed renewable until the age of 65. Long term
disability insurance usually provides coverage for accidents or illnesses outside of
work when Wisconsin Workers Compensation insurance does not apply.
You can begin receiving money from your Wisconsin long term disability
insurance policy when the "waiting period" time chosen for the policy is reached.
Typically, 6 months to a year is chosen for a waiting period in order to reduce
your premium, but shorter times are available.
You choose the amount of income (up to 66% of your gross income) from $400
to $3000 a month when you can't work due to an accident or illness.
Hospitalization Rider pays up to double your benefit per month
(for two months) if an injury or sickness puts you in the hospital!
Click on the link below to fill out a quote request form for a Wisconsin Long
Term Disability Insurance policy that will provide excellent insurance coverage
at an affordable cost. Or you can speak with our Wisconsin Disability Insurance
specialist at (920) 982-3048 to discuss the features.
Benefit periods of 2 & 5 years!
Short waiting periods 7, 14, 30, and 90 days!
Guaranteed renewable to age 65
24 hour coverage - on or off the job!
$2,500 Accidental Death Benefit included!
No restrictions on how the money is used!
No benefit reduction at age 65!
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Wisconsin Insurance Agency
Personal Insurance
Disability Insurance
Answer a few questions and
we will provide you with a
quote by email or phone.
Choose the Wisconsin
insurance coverage you're
interested in from the menu
above.
Radtke-Rhone
Insurance Agency, Inc.
Home - Auto - Health - Business
Radtke-Rhone
Insurance Agency, Inc.
P.O. Box 210
315 River Place
New London, WI 54961
Waupaca County, Wisconsin
(920) 982-3048
Toll Free: (800) 371-3048
Fax: (920) 982-2584
Toll Free
(800) 371-3048
Life & Health Insurance
Radtke-Rhone Insurance Agency, Inc.
Copyright 2006-2008 All rights reserved
Site Built & Maintained by InsuranceWebsiteServices.com